|
|||||||
|
You are likely hearing the adds on t.v. by a few insurance companies talking about putting all of your insurance with them: homeowner, auto, etc. If you are not familiar with this method, you might want to check into it. The word “combining” may be a little misleading. You still have an auto-specific policy and a homeowner-specific . . . → Read More: Combining Insurance Polices – What to Expect There is no one who doesn’t gripe about insurance rates – whether it be for life, health, auto, homeowner…you name it. We all want the best for not very much. We also should shop around, if we have that option, to get the best price for the coverage we need, shopping only stable insurance companies, preferably. . . . → Read More: Insurance Premium Rates – Our Behavior or Tables Stats? Medical Payments Coverage (Med Pay) and Personal Injury Protection Coverage (PIP) are first party coverages, applying to the insured, the insured passengers and sometimes others. Med Pay is found in states that do not have No Fault laws in effect and PIP is found in states that do have No Fault laws in effect. Med Pay will . . . → Read More: Auto Insurance Medical Payments and Personal Injury Protection Uninsured Motorist coverage may or may not be an optional coverage in your state. If it is optional, your state insurance regulations may require that you sign an affidavit for your company rejecting the coverage that is kept in your policy file. What is Uninsured Motorist coverage? Well, it tends to be self-explanatory to some degree. Very . . . → Read More: Auto Insurance – Uninsured and Underinsured Motorist Coverage  2 comments  Auto Insurance, First Party Coverage, Insurance Coverages, Liability Coverage, The Insurance Policy  Auto Insurance, Insurance Policies, UIM, UM, UMBI, UMPD, Underinsured Motorist Coverage, Uninsured Motorist Bodily Injury Coverage, Uninsured Motorist Coverage, Uninsured Motorist Property Damage Coverage Comprehensive coverage, more commonly known these days as “Other Than Collision”, is a first party coverage (for your vehicle) that many people don’t think about very much until they have a need for it. Insurance companies tend to call this coverage “Other Than Collision” anymore because it better describes what it does. Your more common types of . . . → Read More: Auto Insurance – Comprehensive, aka Other Than Collision We’ve talked about insurance coverage on your policy for the other guy. What about for you? There are a number of coverages available to you but let’s start with the two most people know about: Collision and Comprehensive (the latter also called “Other Than Collision”). If your vehicle is financed, these coverages are mandatory. Further, your . . . → Read More: Automobile Insurance – Collision Coverage Hopefully, you will think beyond “give me the cheapest premium” when you look into getting auto insurance. Again, it is fine to shop around for the best rates but it is to your benefit to be sure you are buying sufficient coverage for your needs and to protect your assets. As we’ve addressed previously, each state has . . . → Read More: Auto Insurance – How Much Liability Coverage Should I Have? We have established that if we have a driveable automobile, we have to insure it by law in all states and we have started discussing liability coverages, beginning with Bodily Injury. The other biggie is Property Damage. Please note that you don’t just buy Bodily Injury or just buy Property Damage. You must have both. And what . . . → Read More: Auto Insurance – Property Damage Liability Coverage First of all, if you own a vehicle that is driveable, you need to have auto insurance because it is the law – I don’t care what state you live in. Ok, so it is the law. I wonder how many people buy auto insurance solely for that reason? I certainly have no idea but based . . . → Read More: Auto Insurance – Bodily Injury Liability Coverage Automobile insurance is probably the most common insurance policy there is – outside of health and life insurance. And maybe not. There are many people who buy auto insurance but who may never buy any other type of insurance. There are many who only buy the auto insurance because they have to – required by law . . . → Read More: Auto Insurance Liability Coverages – The Why |
Insurance Directory - Insurance directory includes insurance companies on the web.
|
|||||
|
Copyright © 2012 Insurance Detangler – All About Insurance - All Rights Reserved - |
|||||||
