Are you reading about “crash fees”? Do you know what they are? Basically, various municipalities in various states are having difficulty in these hard economic times to run their services and are implementing “crash fees” to be charged to drivers involved in auto accidents requiring police and other services at the scene. These fees for auto . . . → Read More: Crash Fees – What Are They?
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Have you ever had an auto accident? If so, you know how very un-fun it is – even if it is a minor fender-bender – it puts you all out of sorts…and it tends to be even more irritating if someone else is to blame. Wherever you were going at the time is interfered with…the next . . . → Read More: Things To Do After An Auto Accident In Part I of “How to File An Insurance Claim”, we addressed the process and your obligations in general terms. The most common insurance claims you will experience – other than health – are for auto and homeowners so we discuss these two in a bit more detail. Let’s start with auto. Remember to be the intelligent . . . → Read More: How To File An Insurance Claim – Part II Filing an insurance claim can be trying. It is a long process and requires your full cooperation. You don’t just call the company up and tell them you have a claim then sit back while they take care of it. You may recall in our post about how to read your policy there was mention of . . . → Read More: How To File an Insurance Claim – Part I We’ve talked about insurance coverage on your policy for the other guy. What about for you? There are a number of coverages available to you but let’s start with the two most people know about: Collision and Comprehensive (the latter also called “Other Than Collision”). If your vehicle is financed, these coverages are mandatory. Further, your . . . → Read More: Automobile Insurance – Collision Coverage Hopefully, you will think beyond “give me the cheapest premium” when you look into getting auto insurance. Again, it is fine to shop around for the best rates but it is to your benefit to be sure you are buying sufficient coverage for your needs and to protect your assets. As we’ve addressed previously, each state has . . . → Read More: Auto Insurance – How Much Liability Coverage Should I Have? One of the most important insurance coverages out there is renter’s insurance – and is one that relatively few renters have and even fewer know about, I suspect. There are many, many people who rent and, true, many of those people may feel they have little of value – maybe 2nd hand furniture and the like…items . . . → Read More: Renter’s Insurance – “I Don’t Need Insurance, I Just Rent!” You’ve heard the phrases first party and third party in relation to insurance, right? Do you know what they mean? Perhaps. But, for the sake of those who may not, let’s chat about it. An insurance policy is a contract. A contract is comprised of several elements: a meeting of the minds, an offer, an acceptance and . . . → Read More: The Party of the First Part…Ugh! Insurance is something that most people have in some form to some degree, yet, you say the word “insurance” and eyes glaze over. Having been in the industry for so many years, it has always seemed odd to me that something nearly everyone has and uses is so totally misunderstood and that these same people pay . . . → Read More: Insurance? Yeah, Yeah..Whatever! |
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